Product Selection Tool

Not sure what product will meet your needs? All you have to do is answer a few quick questions to find your best match. Join the hundreds of community banks, thrifts, and credit unions from across our district that are teaming up with us to access the secondary market.

1. What is the most important product feature for your business?

No agency Loan Level Price Adjustments (LLPAs) The ability to sell investment properties and access Fannie Mae’s Day 1 Certainty® Access to jumbo loan financing for rural residential properties

2. What factor would most enhance your secondary market experience?

Ability to fund same-day with trailing docs to follow; ability to go to 105% LTV with FHLB Des Moines Home$tart down payment assistance funds Ability to utilize Appraisal Waivers and Best Efforts Locks Jumbo loan scenario exception guidance from Investor

3. When it comes to product options, what matters most?

Earning additional income for quality loans Allowing the investor to assume the credit risk through a reduction to price Access to the non-QM market to accommodate large balance loans

Additional Info

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