Originating & Underwriting
Complete the processing steps and ensure the loan meets the MPF® Program requirements.
You will process the MPF loan as you would loans for other secondary market investors.
Want to know more? View our Loan Eligibility Webinar and our Processing Basics webinar.
Run your automated underwriting system (if applicable)
Gather borrower information
Validate the information provided by the borrower
Order an Appraisal
Order the Title search
Order a Life of Loan Flood Certification
- Life of loan flood certification must be provided by one of the IBMC-approved vendors listed below:
- CBC Innovis
For LTVs over 80%: Obtain private mortgage insurance from our list of approved vendors.
- Arch Mortgage Insurance Company (formerly CMG Mortgage Insurance Company)
- Essent Guaranty, Inc.
- Enact (formerly Genworth MI)
- Mortgage Guaranty Insurance Corporation (MGIC)
- National Mortgage Insurance Co.
- Radian Guaranty Inc.
- United Guaranty Residential Insurance Company and United Guaranty Mortgage Indemnity Company
Tip: Did you know you can order tax transcripts directly with the IRS?