Additional Loan Balance Subproduct Pricing Schedule for MPF Traditional

Last Updated on October 6, 2026

FHLB Des Moines is expanding its MPF® Traditional pricing options with an additional 30-year fixed-rate subproduct pricing schedule for loans greater than $350,000 and up to $450,000.

Building on the loan balance subproduct pricing schedules introduced in May, this new option will be available in eMPF® beginning Tuesday, Oct. 13.

What to know about subproduct pricing schedules

  • No Action Required. The new Fixed-30 Yr $450,000 pricing will generate under the MPF Traditional Delivery Commitment option in eMPF.

  • More Pricing Flexibility. Review pricing options based on loan amount rather than relying on a one-size-fits-all approach.

  • Optimize Pricing. Lenders may identify improved pricing execution based on individual loan amounts versus a single pricing schedule for all loan amounts.

  • PPE Compatibility.  PFIs using a product pricing engine (PPE), may need to coordinate with their provider to ensure the new subproduct is properly integrated.

Frequently Asked Questions

Getting Started

Whether your institution has long used multiple pricing schedules or is new to the process, our team is available to assist with this enhancement. Explore our on-demand training, which provides PFIs with additional step-by-step guidance on subproduct pricing.

On-Demand Training

For additional information, please contact your mortgage relationship manager for questions or support.

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