Why the MPF Program?

We believe all financial institutions should have equal market access and growth opportunities.

The Mortgage Partnership Finance® (MPF®) program from FHLB Des Moines helps make selling your home loans easier. With the MPF program, you enjoy reliable access to the secondary market for mortgages, plus a host of other benefits: 

  • Grow your mortgage business by fulfilling more loan requests from qualified customers
  • Transfer any interest rate or prepayment risks
  • Bolster your customer relationships
  • Earn potential credit enhancement fees

Plus, you work with trusted investors and experts from FHLB Des Moines’ Mortgage Products Group. We can help guide you through the process with:

  • Online training with step-by-step instructions
  • Educational webinars available for download
  • More in-depth MPF University courses

Helping You Get the Most Out of Your Mortgage Program

The MPF Program is ideal for small and mid-sized financial institutions looking to attract and retain customers, without taking on associated risks of long-term home loans. Lenders in the MPF Program say they are more competitive in their marketplace and see improved profits.

Refer to this site for information on becoming a Participating Financial Institution (PFI) in the MPF Program. Browse through several different MPF options, based on your servicing needs and risk appetite.