MPF Xtra®

Through the MPF Xtra product, you can leverage your FHLB Des Moines membership to sell fixed-rate, conforming loans on a pass-thru basis to Fannie Mae.


  • Offer fixed-rate residential mortgage loans to your borrowers;
  • Transfer the interest-rate and prepayment risks as well as the credit risk of the associated loans to an investor; and
  • No risk-based capital required.


  • Access to Desktop Underwriter®;
  • 2 day delivery to funding;
  • No credit overlays;
  • High-balance pricing available; and
  • No risk-based capital impact.

Servicing Options

  • Servicing Retained or Released options available.