Mortgage Rate Relief

As of Monday, August 4, 2025 the Mortgage Rate Relief Product is no longer available.

Mortgage Rate Relief was offered on a first-come, first-served basis to FHLB Des Moines member Participating Financial Institutions (PFIs) with an active MPF® Traditional Master Commitment.


Our Commitment to Affordable Homeownership

In 2025, FHLB Des Moines allocated $30 million in voluntary contribution funding for the Mortgage Rate Relief program. Voluntary program funding is approved by the FHLB Des Moines board of directors. Learn More


Submit a Borrower Success Story

We'd love to hear about how the Mortgage Rate Relief program has helped meet critical housing finance needs. By leveraging our audiences and established media relationships both locally and nationally, we can help build your institutions profile and reputation in the community. 

Contact Rachel Wegmann at rwegmann@fhlbdm.com for further details.

About Mortgage Rate Relief

About Mortgage Rate Reliefplay video


Partnership Marketing Support

As your cooperative partner, we have multiple ways we can assist with your promotions and public relations efforts for Mortgage Rate Relief. Collaborate with our Marketing and Communications team and explore new ways to increase brand awareness for your business. 

Partnership Marketing Resources

Marketing Toolkit Includes

  • Press release templates
  • Co-branding guidelines including FHLB Des Moines logo files

Other Important Tools

 

Attestation Form

Income Attestation Form Required
All buyers are required to sign this form. It's best practice to have it signed prior to closing.

Income Decision Tree

Updated Income Decision Tree
Effective tool to help analyze income for program eligibility. 

Training

Watch Updated Training

Mortgage Rate Relief On-Demand Training